A Little About Us
We take pride in the effort we have put into building an efficient, client-friendly organization. Our approach is designed to deliver genuine, lasting credit improvement. Our goal is to provide excellent service at an affordable price.
Don't feel bad about your situation because 84% of Americans have a credit score of 599 or below... The reason for that is because most of us aren't educated when it comes to credit and how to use it. The credit bureaus are not backed by the government so they are basically getting paid from various companies to place items on your credit report (without verification).
We are here to EDUCATE AND EMPOWER you to take control and get your credit back on track.
"Thank you SO much for helping me and my husband with our situation! BECAUSE OF YOU Tanisha, we have been APPROVED for our new morgage loan. We had tried for years and because of our horrible report, we had denial after denial. I am so impressed and thankful and would reccomend you to ANYone looking to improve their sitcuation. Best $600 investment we ever could have made!"
- Leah from Snellville, GA
"Just wanted you to know I just sent out a mass text to my family and friends to contact you ASAP because what you do is amazing!!! Thank you for being honest with me and helping us out of this tragic situation. I have previously gotten bad advice to pay on collections and
charge-offs, not knowing it would change the account as a new account instead of an account that was due to fall off in TWO MONTHS. I feel so blessed to have come across you. Get ready for tons of new clients!
- Arial Davis from Cleveland, OH
"Your customer service was second to none. I have signed up with other "credit specialists" in the past and got nothing they promised. My co-worker referred you and you were every bit as on point as she said. Because of you, my score went from 510 to 714 in 4 months. I still can't believe it. I keep checking it daily to see if it is some trick and it is still the same. You now have a forever client! Thank you !!!!!"
- Talisha from Chicago, IL
FAQ
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What is credit restoration and how does it work?Credit restoration is a process where TCC will dispute any misleading, inaccurate, incomplete and unverifiable information being reported on your credit report. TCC request the credit bureaus and credit reporting agencies (CRA’s) to verify any information TCC requested.
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Is Credit Restoration Legal?Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called "The Fair Credit Reporting Act." The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
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Can you really remove items from my credit report?TCC successfully challenge any inaccurate items on your credit report with the credit bureaus and (CA’s) with expertise tactics. The (FCRA) law gives the credit bureaus a period of no longer than 30 days to verify if the information is accurate. If the credit bureaus don’t provide the results of their investigation within the 30 days allowed then the information must be deleted!
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How Much Will My Credit Improve?That depends on your unique circumstances. However, TCC have a proven track record for success, with more than 95% of our clients seeing a 30-50 points or more increase in their credit score within 30 days. After 120 days more than 95% of our clients see their FICO score increase by more than 150 points.
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Why Is My Credit Bad?Your credit score is determined by an algorithm developed by the Fair Isaac Corporation (FICO). Items taken into consideration when determining your credit score include payment history, debt ratio, credit history, inquiries, and types of credit accounts. Credit is deemed "bad" if there is a history of late payments, delinquencies, charge-off accounts, defaults. However, errors on your credit report can also cause bad credit, even if you've been financially responsible.
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How long will it take to see results?It generally takes 30 to 45 days to see results but remember, no three credit reports are alike and results will vary from client to client depending on the nature of their case.
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There Are Debts On My Credit Report That Aren't Mine! Can You Help?Absolutely. The credit repair specialists at Cleanup Credit Repair have expertise in helping to remove inaccuracies on credit reports. TCC challenge all debts that are unverifiable, outdated, misleading or questionable. TCC work tirelessly to help you have these errors removed from your credit profile.
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How do I protect myself from identity theft?TCC can request for a “fraud alert” to be placed on all 3 credit bureaus (TransUnion, Equifax, & Experian) for a period of no less than 90 days. TCC can also extend the fraud alert for up to 7 years and it may be removed at any time.
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Is your work guaranteed and how?Our work is guaranteed because TCC strictly operate within the (FCRA) (FDCPA) (FACTA) laws and work efficiently to have your credit files cleaned of all debt.
